6 Great Reasons to Retire Debt-free and Financially Secure

6 Great Reasons to Retire Debt-free and Financially Secure

Are you nearing pension age and still worrying about repaying debt? You are not alone. Research from South Africa Reserve Bank and Stats SA shows that South Africans are spending 75% of their take-home pay on refinancing debt, and are likely to continue paying debt on...
4 tips to save on Heritage day

4 tips to save on Heritage day

Prepare a budget A well planned budget helps you to restrict your expenses according to the allocated amount. Many times, we overspend on public holidays due to lack of proper budgeting, and excitement. Make it a point to stick to the budget which you would have set...
Pensioner Still with Debt? Reduce It On a Pension Income

Pensioner Still with Debt? Reduce It On a Pension Income

Statistically, one in three South Africans retirees have no retirement plan and will still be in debt upon retirement, forced to use a portion of their pension to pay back previous debts. While reducing debt as much as possible before pension age is advisable and...
3 Steps to Reducing Debt if You’re Nearing Retirement

3 Steps to Reducing Debt if You’re Nearing Retirement

Should you put extra money towards paying off debt or saving for retirement? The biggest challenge is to do both well enough, reducing debt as much as possible while moving towards pension age. Here is how to find that balance ahead of retirement. Retiring with debt...
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