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Checklist when choosing a debt counsellor There are so many people bad – mouthing Debt Counselling, one would think it was the grinch that stole Christmas! Somehow, people fail to realise that debt counselling is just like every other industry in South Africa, ...

Most people struggle to pay their bills, and many don’t have money saved for emergencies, including medical needs. If you have medical aid cover in South Africa, you are lucky. But no doubt, this comes at a high cost. Most state health facilities are not up to par....

South Africa is not in the best shape, and government cannot seem to get on top of things. However, that should not stop us, as ordinary South African citizens from playing our role in tackling unemployment and finding ways to create jobs and incomes in our...

In 2024, South Africa is facing significant challenges related to unemployment. According to the Quarterly Labour Force Survey (QLFS) conducted by StatsSA, the official unemployment rate in the fourth quarter of 2023 was 32.1% Here are some key points:...

On Thursday, 8 February 2024, in his State of the Nation address, President Cyril Ramaphosa announced that the government was “confident that the worst is behind us and the end of load shedding is finally within reach” Sadly, this is not the case. Loadshedding seems...

The unemployment rate in South Africa was 31.9% in the third quarter of 2023, bringing the total number of unemployed people to 7.8 million. Many dispute this number and reckon it could be much higher. The youth unemployment rate, which measures job-seekers between 15...

As in many other cultures, the reluctance to openly discuss money in South Africa can be attributed to several cultural, historical, and social factors. Here are some reasons why South Africans may be hesitant to speak openly about money: Apartheid Legacy  South...

Though the recession of 2008 hit us hard, what we are facing now seems tougher. Unlike last time, we have now had to deal with the devastation of Covid-19 (and all it’s subsequent consequences) as well as with the scourge of loadshedding.  Loadshedding does not...

South African Minister of Finance, Enoch Godongwana, delivered his second National Budget on Wednesday, 22 February 2023. With  limited resources available to National Treasury, and the energy crisis  taking centre stage,  the Minister was severely...

Unemployment is at an all time high in South Africa. The job market is therefore extremely competitive. Now, more than ever, it is important to ace a job interview. Here are 10 of the most common questions asked in a job interview. Question 1: Tell me about yourself?...

If you are in a relationship, you simply must make the time to have a truthful conversation about your debt, your credit report and your overall view on money, especially if you are planning on tying the knot. Finding financial skeletons in the closet once you are...

The cost of living is extremely high,  and there are many South Africans who simply don’t have the extra money to put into a savings account right now. We therefore need to seriously look at saving money by cutting costs and changing our lifestyle. Prioritise...