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5 Things South Africans Overspend On

One of the many causes of having too much debt or not being able to service your debt obligations can be due to overspending. If you're struggling to pay your debt due to overspending on items you can live without or get cheaper you're not alone. Overspending is so...

What is a South African Credit Score?

Unfortunately, not every South African has the luxury of not "paying back the money" and for those who don't, this can result in penalties to your credit score that will affect your financial well-being well into the future. Having a poor credit score can result in...

When Will Debt Be Written off in South Africa?

At ezDebt, we aim to not only help South Africans get out of the cycle of debt but also educate them about money and the consequences of their actions. Debt should always be paid off in a reasonable and timely fashion to avoid filing for bankruptcy or being...

What Is Your Consumer Rights In South Africa

A major part of South Africa’s economic growth is increasing the amount consumers’ as well as the amount of consumer spending that happens annually within the country. When consumers spend on goods and services they drive up production and facilitate growth in a range...

Why You Should Pay Attention To Alt Coins?

If you're reading this you've probably heard of Bitcoin the generic term currently categorizing the entire cryptocurrency market. Bitcoin has become most peoples introduction to the concept of cryptocurrency and will for the foreseeable future be the generic term for...

South Africans Tend To Fall Into These Debt Traps

When we look at the latest information on consumer credit behaviour which was released by credit bureau Compuscan it offers a sobering view on how South Africans use their money. It has revealed that more consumers had moved into higher delinquency categories from Q2...

10 Tips To Reduce Your Monthly Spending

Due to the recent junk status downgrade, South African consumers are likely to pay more for food, fuel & other necessities, this will, in turn, be putting a lot more pressure on their monthly budgets. Unfortunately, this isn't where the bill will stop for most of us,...

Debunking 7 Popular Credit Card Myths

Throughout the world, credit cards have gained prominence as a purchase enabler that empowers consumers to conveniently spend while also having access to a credit facility 24/7 as well as the gateway to purchasing goods and services online. Credit cards have made a...

Pick N Pay To Start Selling Food On Credit

In the current economic climate, consumers are feeling the pinch and struggling to make ends meet, having to get back on spending and concentrate on servicing basic needs and consolidating their debt. A long road that is easier said than done, this sort of climate...

10 Ways To Stretch Your Holiday Budget

For many South Africans, the December holidays are just around the corner. Irrespective of where you are going and what you will be doing, it is only natural to want to indulge more than usual. No matter how you choose to enjoy your holiday, whatever, you do don’t...

Dangerous Debt Traps To Avoid

Due to the tough economic climate, it may not be that easy to get credit as it was before but that doesn't mean it's going to stop some from finding alternative means of financing the things they want. Why? Because credit is so easier to get than having to save up for...

10 Questions You Should Ask A Debt Counsellor

Deb review hasn't been cast in good light over the past few years with many consumers being scammed or have bad experiences with debt review companies. Many consumers looking for debt review can be easy targets for scammers or illegal practitioners who want to make a...

How To Make Tax-efficient Retirement Savings

I think we can all agree that most of us working a 9-5 or running their own businesses secretly hope it will all end in a relaxed retirement, living off all that you've earned and saved up over that period and enjoying your golden years. Preparing for retirement...

Tips For Selling Your Car Fast & At A Good Price

A vehicle has become a modern day necessity for most of us, and a source of pride, an indication of hard work and social status and having that taken away can not only leave you in financial ruin but also affect you psychologically. The sad reality is with the tough...

Our Latest Radio Ad

At ezDebt solutions, we've helped thousands of ordinary South African consumers feeling the bulking pressure of bills and trying to keep up with servicing their debt. We are committed to reaching out to our communities and helping South Africans live a healthier, more...

10 Tips For Surviving Recession

When a recession hits everyone is affected, government, foreign investors, businesses and of course the consumer. Nearly every consumer will feel an impact from a recession. There has been no escaping. The root causes were universal and have a domino effect. Since a...

How Debt Can Affect Your Health

The dreaded debt cycle, no one wants to talk about it and that's why it affects more people than you know. Plenty of people are creating larger debt cycles they cannot get out of every day and are only making it worse because of poor decision making and not having...

How To Save On Your Electricty Bill

Electricity prices are always on the rise and utility bills are getting ugly with Eskom not being the most reliable service provider along with more people being added to the grid every year the pressure on the South African infrastructure is high. To keep up with...

Tips To Reduce Your Water Bill

Cape Town has been hit by the largest drought in years and this water crisis has been an alarming wake-up call for all in the province, with its six dams having less than 20% of usable water left. This leaves the City of Cape Town with about 100 days of water left....

Moody’s Downgrades South Africa’s Credit Ratings

International rating agency Moody’s on Friday downgraded the country’s long-term foreign and local currency debt ratings by one notch from Baa2 to Baa3, with a negative outlook, keeping it at investment grade which further compounds South Africa's depressed economic...

10 Ways Stay At Home Moms Can Save Money

Let's face it, times are tough, with junk status and the state of the economy we all need to start running a tighter ship and cutting out a few unnecessary expenses. For single-income families, this can be especially true as one pay cheque doesn't seem to go as far as...

Quit These 10 Bad Financial Habits To Avoid Debt

Let's face it whether you're in debt or not we could always use some extra money at the end of the month, to put away for emergencies or for the future, but this is easier said than done. For many South Africans saving money isn't something they think about or its...

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