by Sarfaraaz Hamza | Apr 19, 2018 | Blog, Free Advice
To quote Jon Snow from Game of Thrones “Winter is coming” and with it comes a whole lot of sundry expenses many South African’s do not think of or take note of, however in tough economic times and the increase in VAT we need to be as vigilant and...
by Sarfaraaz Hamza | Apr 19, 2018 | Blog
South Africa has moved into a new era with the resignation of President Jacob Zuma and Cyril Ramaphosa taking over the reigns of the country. One of the first and possibly major changes under the new regime is the decision to increase VAT (Value Added Tax) for the...
by Sarfaraaz Hamza | Mar 27, 2018 | Blog, Free Advice
For many South African’s financial trouble is something that creeps up on them and they only realise they’re in trouble when it’s far too late. Having said that financial trouble is far from a thief in the night or an unwanted accident but a series...
by Sarfaraaz Hamza | Mar 5, 2018 | Blog
One of the many causes of having too much debt or not being able to service your debt obligations can be due to overspending. If you’re struggling to pay your debt due to overspending on items you can live without or get cheaper you’re not alone....
by Sarfaraaz Hamza | Mar 2, 2018 | Blog, Free Advice
Today’s modern lifestyle relies heavily on consumer spending, its what keeps the economy afloat. However not all consumer spending is good and we tend to acclimate things we don’t really need, things that are either wants, tends or impulse buys. As the...
by Sarfaraaz Hamza | Mar 2, 2018 | Blog, Free Advice
Taking out a personal loan has become easier and easier, from banks to 3rd party financial service providers, to retail stores all willing to provide consumers with short-term credit on a whim. It may seem like a very simple process, apply for the loan, spend the...